{"id":7302,"date":"2017-10-31T18:42:00","date_gmt":"2017-11-01T01:42:00","guid":{"rendered":"http:\/\/capnbob.us\/blog\/2017\/10\/31\/unaffordable-care-act\/"},"modified":"2017-11-07T08:51:14","modified_gmt":"2017-11-07T15:51:14","slug":"unaffordable-care-act","status":"publish","type":"post","link":"http:\/\/capnbob.us\/blog\/2017\/10\/31\/unaffordable-care-act\/","title":{"rendered":"Unaffordable Care Act"},"content":{"rendered":"<p><a href='http:\/\/capnbob.us\/graphics\/imageview.php?image=http:\/\/capnbob.us\/blog\/wp-content\/uploads\/2017\/10\/chart.jpg' title='Chart -2015 to 2018'><img src='http:\/\/capnbob.us\/blog\/wp-content\/uploads\/2017\/10\/chart.jpg' alt='Chart -2015 to 2018' width='550' \/><\/a><\/p>\n<p>My former company&#8217;s retirement plan is conducting their annual enrollment period for healthcare insurance this month. The retirees, their spouses and dependents may select one of several plans during the open enrollment period.<\/p>\n<p>I went on the website to make our selections for the coming year and, much to my annoyance, the premiums are going up yet again. I decided to look at the recent history of the rates and came up with the chart above. The image has neither legends nor scales, but I am going to explain them.<\/p>\n<p>The four vertical cubes represent 2015 through 2018 and the height of each shows the relative amount for the premiums. I limited it to these four years since that is the period when the <em>Obummercare<\/em> mess has screwed up the system for everyone, not just ACA exchange subscribers.<\/p>\n<p>The chart applies only to Damsel&#8217;s insurance premiums that we pay monthly. I did not do the complex analysis of my Medicare and Medigap (for the 20% that the .gov doesn&#8217;t pay) which I may do one of these times. Below are the results according to the chart above:<\/p>\n<ul>\n<li>Increase from 2015 to 2016 &#8211; 10%<\/li>\n<li>Increase from 2016 to 2017 &#8211; 30%<\/li>\n<li>Increase from 2017 to 2018 &#8211; 12%<\/li>\n<\/ul>\n<p>That&#8217;s a whopping total of 52% increase over a period during which we realized NO additional cost of living compensation. We are on virtually a fixed income. The last Social Security cost of living increase was <u>exactly<\/u>  canceled out by an increase in my Medicare part B premiums. <\/p>\n<p>This is yet another example of how the Government screws us up by trying to &#8220;help&#8221; us.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>My former company&#8217;s retirement plan is conducting their annual enrollment period for healthcare insurance this month. The retirees, their spouses and dependents may select one of&#46;&#46;&#46;<\/p>\n","protected":false},"author":190,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[70,29,20,25],"tags":[],"class_list":["post-7302","post","type-post","status-publish","format-standard","hentry","category-arizona","category-medix","category-money","category-whacko-politics"],"_links":{"self":[{"href":"http:\/\/capnbob.us\/blog\/wp-json\/wp\/v2\/posts\/7302","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/capnbob.us\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/capnbob.us\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/capnbob.us\/blog\/wp-json\/wp\/v2\/users\/190"}],"replies":[{"embeddable":true,"href":"http:\/\/capnbob.us\/blog\/wp-json\/wp\/v2\/comments?post=7302"}],"version-history":[{"count":0,"href":"http:\/\/capnbob.us\/blog\/wp-json\/wp\/v2\/posts\/7302\/revisions"}],"wp:attachment":[{"href":"http:\/\/capnbob.us\/blog\/wp-json\/wp\/v2\/media?parent=7302"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/capnbob.us\/blog\/wp-json\/wp\/v2\/categories?post=7302"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/capnbob.us\/blog\/wp-json\/wp\/v2\/tags?post=7302"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}